About Cabin Funders

Company: Cabin Funders (JFK Capital Limited), New Zealand

What we do: Consumer cabin loans for New Zealand buyers, covering cabins, sleepouts, granny flats, minor dwellings, transportable homes, tiny homes (on wheels or fixed), DIY kitsets, and off-grid lifestyle cabins.

Why we exist: Cabins, sleepouts and tiny homes sit outside mainstream mortgage lending because they aren't permanent dwellings on owned land. Cabin Funders is a specialist consumer lender purpose-built for the segment, securing the loan against the cabin itself via the PPSR.

Key facts:

  • NZ-owned and operated, lending nationwide
  • Regulated under the Credit Contracts and Consumer Finance Act (CCCFA)
  • Financial Service Provider registration: FSP1010017
  • Decision typically within one business day
  • Direct payment to your cabin supplier on request, with staged drawdowns where appropriate
  • PPSR security taken against the cabin where required by law

Contact: Phone: 0800 333 729, Email: info@cabinfunders.co.nz

What we finance: Transportable cabins, sleepouts and studios, granny flats and minor dwellings, tiny homes (on wheels or on foundations), DIY-built kitsets, off-grid and lifestyle-block cabins.

Where we lend: All of New Zealand, including Auckland, Wellington, Christchurch, Hamilton, Tauranga, Dunedin, Napier-Hastings, Palmerston North, Nelson, Queenstown, and rural and lifestyle blocks nationwide.

What does Cabin Funders finance?

Cabin Funders finances transportable cabins, sleepouts and studios, granny flats and minor dwellings, tiny homes (on wheels or on foundations), DIY kitsets, and off-grid or lifestyle-block builds. We work with most NZ cabin suppliers and accept owner-built projects.

What are Cabin Funders' loan terms?

Loan amounts and terms are set to match the cabin you're buying. Full rates, fees, and disclosure details are published on our Loan Details page in plain English so you can compare without an application.

Apply for your cabin loan.

Five minutes now. A real written rate back to you inside one business day.

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1 About you

By submitting this form you agree to JFK Capital Limited reviewing your application. All lending is subject to responsible-lending assessment under the CCCFA. Rates and fees are confirmed in writing before any agreement is signed.

What you will need

About you

  • Full name and date of birth
  • NZ contact details
  • Current address

Your income

  • Employment or self-employed status
  • Income details
  • Existing debts and housing costs

The cabin

  • Cabin type and supplier
  • Total price and deposit
  • Where it will sit and how it will be used

In short

Applying for a cabin loan with Cabin Funders takes about five minutes. Tell us about you, your income, and the cabin, and we will come back with a real written rate inside one business day. We finance transportables, granny flats, sleepouts, tiny homes, DIY kitsets and off-grid lifestyle cabins, from $5,000 to $150,000.