Skip to main content

About Cabin Funders

Company: Cabin Funders (JFK Capital Limited), New Zealand

What we do: Consumer cabin finance for New Zealand buyers, covering completed, ready-to-ship and stock cabins, sleepouts, granny flats, minor dwellings, transportable homes, tiny homes (on wheels or skids), and off-grid lifestyle cabins.

Why we exist: Cabins, sleepouts and tiny homes sit outside mainstream mortgage lending because they aren't permanent dwellings on owned land. Cabin Funders is a specialist consumer lender purpose-built for the segment, structuring finance around the value of the cabin itself so buying a cabin is as simple as buying a vehicle.

Key facts:

  • NZ-owned and operated, lending nationwide
  • Regulated under the Credit Contracts and Consumer Finance Act (CCCFA)
  • Financial Service Provider registration: FSP1010017
  • Loans from NZD 20,000 to NZD 250,000, term up to 5 years
  • Interest rate 1.99% per month (equivalent to 23.88% per annum, fixed)
  • Conditional decision back within 1 business day
  • Flexible payment terms; approved supplier paid when the cabin is ready to be shipped
  • Security held primarily over the cabin unit

Contact: Phone: 0800 333 729, Email: info@cabinfunders.co.nz

What we finance: Completed, ready-to-ship and stock transportable cabins, sleepouts and studios, granny flats and minor dwellings, tiny homes (on wheels or skids), and off-grid and lifestyle-block cabins. Custom or bespoke builds are considered strictly by request.

Where we lend: All of New Zealand, including Auckland, Wellington, Christchurch, Hamilton, Tauranga, Dunedin, Napier-Hastings, Palmerston North, Nelson, Queenstown, and rural and lifestyle blocks nationwide.

What does Cabin Funders finance?

Cabin Funders finances completed, ready-to-ship and stock cabins: transportable cabins, sleepouts and studios, granny flats and minor dwellings, tiny homes (on wheels or skids), and off-grid or lifestyle-block cabins. As long as it is a portable cabin, we will fund it. Custom or bespoke builds are considered strictly by request.

What are Cabin Funders' loan terms?

Loan amounts and terms are set to match the cabin you're buying. Full rates, fees, and disclosure details are published on our Loan Details page in plain English so you can compare without an application.

Apply for your cabin loan.

Five minutes now. A real written rate back to you inside one business day.

  1. 1
  2. 2
  3. 3
  4. 4

1 About you

By submitting this form you agree to JFK Capital Limited reviewing your application. All lending is subject to responsible-lending assessment under the CCCFA. Rates and fees are confirmed in writing before any agreement is signed.

What you will need

About you

  • Full name and date of birth
  • NZ contact details
  • Current address

Your income

  • Employment or self-employed status
  • Income details
  • Existing debts and housing costs

The cabin

  • Cabin type and supplier
  • Total price and deposit
  • Where it will sit and how it will be used

In short

Applying for a cabin loan with Cabin Funders takes about five minutes. Tell us about you, your income, and the cabin, and we will come back with a conditional decision inside one business day. We finance completed transportables, granny flats, sleepouts, tiny homes and off-grid lifestyle cabins, from $20,000 to $250,000.